Elevate Your Expectations for Your Financial Life

Your future is built on the foundation of the financial choices you make today. Choosing the right team to walk with you through the uncertainties of life isn’t easy. That’s why we built a boutique, client-centric firm that is ready to help you accomplish your goals.

Imagine Your Future Planned Now

Imagine yourself:

1

On track to meet your goals

2

Free from concerns over your financial future

3

Retiring when you want, how you want

4

Making the most of your wealth now

As a transparent wealth advisor, we strive to help you live the life you want.

About Ascend

Ascend was founded in order to focus solely on the unique concerns of people who value customized wealth management from trusted financial professionals.

Contact Us

Contact us today for a complimentary analysis of your financial journey.

Retirement Planning

It’s never too early to start planning for retirement, and it’s never too late. Of course, the earlier the better, but even if retirement planning fell off your radar a while ago, now is still a great time to get started.

But where do you start? You may have a 401(k), some brokerage accounts, a checking account, a few savings accounts, and maybe even a couple bonds you got as a birthday present when you were a child. It can feel overwhelming to organize everything.

While your starting point matters very much to us, your goals in retirement are even more important. We’ll listen, hear your aspirations for the future and craft a plan to help put you on the right path to attain them.

Six Essentials

THE PATH STARTS WITH OUR
1.
Conduct a personal interview with you.
3.
Review with you the details of your custom financial plan.
5.
Monitor your investments, providing you with timely written reviews of your portfolio’s performance.
2.
Prepare a comprehensive analysis of your entire current financial situation.
4.
Execute and manage the investment recommendations on an ongoing basis.
6.
In addition, we provide commentary through our website and are available via phone, email, or in-person whenever a need arises.
1.
Conduct a personal interview with you.
2.
Prepare a comprehensive analysis of your entire current financial situation.
3.
Review with you the details of your custom financial plan.
4.
Execute and manage the investment recommendations on an ongoing basis.
5.
Monitor your investments, providing you with timely written reviews of your portfolio’s performance.
6.
In addition, we provide commentary through our website and are available via phone, email, or in-person whenever a need arises.
Your future is waiting.

Financial Planning

Everyone has three buckets of money – it’s how we fill the vessels, maintain them and plug the leaks that helps us become successful at juggling our economic life.

EMERGENCIES

1

INVESTMENTS

2

RETIREMENT

3

Even Warren Buffett can break his money down into these three areas (although he may need barrels instead of buckets).

While there is a lot more to financial planning than a few pails, this simple illustration is where we begin. From there, we engage in comprehensive planning and help you plan to achieve your goals.

Unlike advisors who provide financial planning as it pertains to a select group of funds that they work with, whether those funds make the most sense for you or not. As a Registered Investment Advisor, Ascend is free of such constraints, meaning we can provide you with a wide variety of investment options that can accommodate your goals.

A well-designed financial plan can help build a solid foundation for your long-term goals. We believe that frequent communication and a clear understanding of your needs are of utmost importance when developing the proper investment strategy.

Six Essentials

THE PATH STARTS WITH OUR
1.
Conduct a personal interview with you.
3.
Review with you the details of your custom financial plan.
5.
Monitor your investments, providing you with timely written reviews of your portfolio’s performance.
2.
Prepare a comprehensive analysis of your entire current financial situation.
4.
Execute and manage the investment recommendations on an ongoing basis.
6.
In addition, we provide commentary through our website and are available via phone, email, or in-person whenever a need arises.
1.
Conduct a personal interview with you.
2.
Prepare a comprehensive analysis of your entire current financial situation.
3.
Review with you the details of your custom financial plan.
4.
Execute and manage the investment recommendations on an ongoing basis.
5.
Monitor your investments, providing you with timely written reviews of your portfolio’s performance.
6.
In addition, we provide commentary through our website and are available via phone, email, or in-person whenever a need arises.

Financial Planning Services

The term “financial planning” is a rather large umbrella that covers a seemingly infinite number of services. If you’re looking for something specific, please feel free to reach out. As a boutique firm, we are able to provide extensive, in-depth services to our clients, and chances are we can help you, too!

Your future is waiting.

Investment Strategies

Our Philosophy

At Ascend, we believe optimal outcomes for
our clients can be attained by:

1

understanding the trending economic environment (top down analysis) of the markets,

2

using asset allocation to diversify risk, and then

3

choosing the best investments to exploit the conditions.

Our rules (borrowed from some of the brightest investment minds) are simple:

“Don’t Fight the Fed” – The Federal Reserve’s monetary policy is a good barometer of the overall economy. When the Fed lowers interest rates, companies can borrow more easily, and, as a result, stocks often bring in fairly reliable returns. When rates rise, we take that as a sign to be a little more cautious.

“Beware of the Crowd at Extremes” – When the market is at an extreme high or low, crowds tend to either overbuy or oversell, respectively. We think these are especially bad times to follow the crowd. As Warren Buffett says, “I will tell you how to become rich: Be fearful when others are greedy. Be greedy when others are fearful.” In short, patterns will revert to mean averages in the end.

“The Trend is Your Friend” – No one can consistently predict the behavior of the stock market day in and day out, but there are places where you can see long-term trends moving upward. When we see a positive, relatively consistent trend, that’s where we want to be.

No model or tool works 100 percent of the time, but if we employ investment decisions based upon these rules and set our procedures to act when shifts occur, we can attempt to avoid the tail risk or extremes that bludgeon portfolios and take years to recover from.

Ascend Financial Consultants will access, align and adopt how markets work to position our clients for investment success.

We Also Believe

EVERY INVESTMENT SHOULD SERVE A PURPOSE, SO WE INVEST ACCORDING TO YOUR DESIRED OUTCOME USING THE FOLLOWING LIST AS A GUIDELINE.

Capital Preservation

  • Cash alternatives
  • Money market instruments

Income Stability

  • High quality bonds
  • Income annuities
  • Quality companies that pay dividends and raise their dividends

Growth

  • High growth US equities
  • International developed equities
  • Emerging market companies

Enhanced Inflation Protection

  • Commodities
  • Treasury Inflation Securities
  • Infrastructure
  • Inflation sensitive equities

Enhanced Income

  • High yield
  • Emerging markets debt
  • Master limited partnerships(MLPs)
  • Equity income stocks
  • Preferred stocks
  • REITS

Capital Preservation

  • Cash alternatives
  • Money market instruments

Enhanced Inflation Protection

  • Commodities
  • Treasury Inflation Securities
  • Infrastructure
  • Inflation sensitive equities

Income Stability

  • High quality bonds
  • Income annuities
  • Quality companies that pay dividends and raise their dividends

Enhanced Income

  • High yield
  • Emerging markets debt
  • Master limited partnerships(MLPs)
  • Equity income stocks
  • Preferred stocks
  • REITS

Growth

  • High growth US equities
  • International developed equities
  • Emerging market companies

Let Us Help You Find Your Investing Purpose

Please click to copy this Program Key to Access the Peak Portfolios

These materials have been independently produced by Ascend Financial Consultants. Ascend Financial Consultants is independent of, and has no affiliation with, Schwab Wealth Investment Advisory, Inc. (“SPT”), Charles Schwab & Co.,Inc. (“CS&Co”), or any of their affiliates (together, “Schwab”). Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Institutional Intelligent Portfolios™ is an automated investment management service for independent advisors sponsored by SPT and available exclusively through independent investment advisory firms like Ascend Financial Consultants. Ascend Financial Consultants, not Schwab, is responsible for advising you on the Program, including recommending and selecting a portfolio appropriate for you and managing your portfolio on a discretionary basis. Your portfolio will be held in a brokerage account at CS&Co. “Institutional Intelligent Portfolios” is a trademark of Charles Schwab & Co., Inc.

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